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Home Health Care Services & Senior Budgeting Tips

Aug 25, 2017 by Marlin Duncan

August is Financial Awareness Month in Wilkes-Barre, PA. Senior citizens may want to take the time to evaluate their current financial situation and design a plan to improve it. If your senior loved one is having trouble staying out of debt and making the most out of their savings, consider the following senior budgeting tips form providers of home health care services in Wilkes-Barre, PA:

Clip Coupons

Couponing is a great hobby and it can save seniors a lot of money. Coupons can be found in newspapers, magazines, and the internet. Older adults who spend time finding and clipping coupons can save a significant amount of money on groceries, household supplies, and more. Seniors who are serious about coupon clipping should invest in a binder so that they have somewhere to place and organize all of the coupons they clip. There are also coupon clubs seniors can join to get tips and share coupons.

Forget About the Joneses’

All too often, older adults buy fancy vehicles and pricey clothing for the sole purpose of trying to keep up with other people. Seniors should understand that living above their means and buying things that they truly cannot afford will do nothing but add stress into their life. By disregarding what others have and only focusing on their personal needs and wants, they can save thousands of dollars each year.


Many senior citizens are living in the same home they lived in when their children were young and living with them. In order to save money on living expenses, downsizing into a smaller house, condo, or apartment is an excellent choice. In addition to saving them money, downsizing will make it easier for them to clean and maintain their home. Professional home health care services can include help with housekeeping, laundry, meal preparation, medication reminders and much more.

Cut the Cable

Cable prices are going up all the time, and those on fixed incomes may not be able to afford a pricey cable subscription. Cable can be very costly, especially for senior citizens living on a fixed income. Older adults who get rid of their cable and subscribe to streaming services like Netflix, Hulu, and Amazon Prime will enjoy a variety of movies and television shows without the financial burden.

Ask About Senior Discounts

Restaurants, retailers, hotel chains, and entertainment venues often offer discounts to their senior customers. Since these discounts are not always advertised, older adults should get in the habit of asking about a senior discount prior to making any purchase. Even a small savings of 15 or 20% off can make a positive difference in their finances.

Buy in Cash

If possible, older adults may want to buy everything in cash and avoid monthly payment plans. Making cash purchases can save them from overspending on interest and buying items that they truly cannot afford.


Talking about money with a senior loved one can be difficult, but it’s a conversation that you should have with your loved one. Keeping track of spending and looking for ways to cut expenses will really help your loved one make their money go further.


Home health care services can provide assistance with everything from laundry and housecleaning to budgeting and managing medications. If your senior loved one in Wilkes Barre, PA needs some extra help, contact us or call (570) 486-6492 and schedule a free in home visit.

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